Insurance Litigation


Insurance litigation is time sensitive. Important rights can be lost through delay. If you know, or have reason to suspect, that an insurance company may deny you coverage or benefits, contact us today.  The financial health of your family or small business may depend on obtaining insurance protection and benefits.  For consultation with Texas insurance lawyers, call toll free (800) 323-1857, Dallas Metro-plex (214) 382-2067, or (903) 892-9133.

“My family was referred to Michael Young by an attorney friend in Austin. My elderly mother was involved in a federal court lawsuit involving over a million dollars of life insurance proceeds. Michael filed important motions and the other side responded by agreeing to a settlement very favorable to my mother. My family was very pleased with Michael’s aggressive representation of my mother’s interests and his prompt responses to our questions. I would recommend Michael and his firm  to anyone involved in a dispute regarding life insurance benefits or the distribution of an estate.” Rafael S., Hunt County.

Helping Businesses and Individuals Obtain Coverage and Benefits
Texas Insurance Dispute Lawyers
Insurance companies regularly dispute the coverage details of individuals and small business policyholders when they need it the most.
Some of the coverage problems that can arise involve:

  • Life Insurance
  • Property Damage to a Home
  • Long Term Disability
  • Business Tort and Intellectual Property Claims
  • Professional Liability Coverage
  • Business Interruption Coverage
  • Products Liability Coverage
  • Health Insurance Coverag

Life Insurance
Life insurance claims have the potential to get messy fast. Often multiple people claim the right to life insurance proceeds. Other times, the insurance company wrongfully finds creative reasons to deny full payment owed to the beneficiary.  A good insurance litigation attorney is an essential asset in helping the right person collect the full benefit amount owed from an insurance policy.

It is important to evaluate these issues under Texas and federal law. Often, suit should be filed against the insurance company or an internal appeal filed under ERISA if the policy was purchased through an employer.

Insurance Bad Faith
An insurance company owes a standard of care to a policy holder. If an insurance company breaches its contract with a policy holder, the policy holder may have a cause of action, which in Texas is called insurance bad faith. This is an action against an insurance company where the insurance company lacks proper cause:

  • Wrongful Denial of a Claim
  • Unreasonable Delay in Paying Benefits
  • Unreasonable Cancellation of a Policy
  • Failure to Conduct a Reasonable Investigation
  • Rescission of Coverage

Denied Property, Disability, Life, or Health Insurance Benefits?
Our dedicated attorneys are ready to fight the abusive tactics of insurance companies that unfairly deny claims for disability or life insurance benefits. We are here to help you collect the benefits you or your loved one paid for and rightfully deserve. It is important to contact an attorney as soon as possible, particularly for life insurance or disability claims covered by ERISA.

Contact attorney J. Michael Young at (903) 892-9133 for a no charge consultation.